Bharat Developments · UPI Ready

Accept payments faster,
grow business smarter.

India's most advanced payment gateway — built for modern merchants. UPI, cards, wallets and net-banking on one elegant API. Zero setup. Instant settlements. Bank-grade security.

PCI-DSS Certified < 3s Checkout 99.99% Uptime
settled in T+1 ✓
no setup fee!
Payment Receipt
LIVE · TODAY
#1,429
UPI · Google Pay
Rahul S. · 2 mins ago
+ ₹2,499
VISA · 4242
Priya P. · 5 mins ago
+ ₹18,750
Net Banking · HDFC
Amit K. · 9 mins ago
+ ₹9,200
Today's volume ₹4,82,310
Paid
10K+
Active Merchants
₹500Cr+
Volume Processed
99.99%
Gateway Uptime
24/7
Expert Support
Integrated with India's Premier Business Gateways
Paytm Business PhonePe Business BharatPe Business Freecharge Business Google Pay
Why Choose Us

Everything you need to scale payments

A complete commerce engine — from UPI to enterprise payouts — engineered for speed, reliability and growth.

Lightning Fast

Process transactions in under 3 seconds on our distributed, low-latency infrastructure with instant webhooks.

Bank-grade Security

PCI-DSS Level 1 compliant, end-to-end encryption, 2FA and AI-powered fraud detection on every transaction.

Real-time Analytics

A beautiful dashboard with live insights, customer trends and revenue reports — exportable in one click.

All UPI Apps

GooglePay, PhonePe, Paytm, BHIM, Cred, Amazon Pay and 200+ banking apps — checkout in a single tap.

Plug-and-Play API

Clean REST API with SDKs for PHP, Node.js, Python and Java. Go live in minutes with our hosted checkout.

24/7 Human Support

Talk to real experts on WhatsApp, phone and email — round the clock. Average response under 4 minutes.

Merchant Integration

Supported Business Gateways

Direct integration with India's top business merchant providers for instant UPI settlements, zero MDR, and high success rates.

Paytm Business

Direct UPI Intent

Seamlessly link your Paytm Merchant ID to accept payments with real-time UPI and dynamic QR code generation.

  • Instant Dynamic QR
  • Real-time Webhooks
  • Zero Extra Fees
Verified Partner

PhonePe Business

Instant Settlement

Connect PhonePe for Business with Salt Key & MID for high-velocity payments and automated webhook verification.

  • Direct Bank Deposit
  • 99.9% Success Rate
  • Auto Cron-Sync
Verified Partner

BharatPe Business

All-in-One QR

Power your checkout with BharatPe QR. Receive payments from all UPI apps directly into your connected account.

  • 0% Commission
  • Multi-Bank Routing
  • Instant Confirmation
Verified Partner

Freecharge Business

Axis Bank Secured

Link your Freecharge Business merchant credentials for lightning-fast digital wallet and UPI payment routing.

  • Axis Bank Security
  • Fast Auto-Callbacks
  • Reliable Settlements
Verified Partner
Simple Process

Go live in 3 simple steps

From sign up to your first payment — most merchants are accepting money within 10 minutes.

1

Create your account

Sign up with email, verify in under 5 minutes — no paperwork, no setup fees, no waiting period.

2

Connect payment methods

Link your UPI ID and bank account, or drop our API / hosted checkout into your website in minutes.

3

Start earning

Share payment links or accept on your site. Money settles automatically into your bank — T+1 days.

Pricing

Simple, transparent pricing

No hidden fees. No setup charges. Pay only for successful transactions — and scale with volume discounts.

Tiral

₹49/plan

Valid for 1 month

  • 0% Transaction Fee
  • Realtime UPI Settlements
  • Dynamic QR & Intent Pay
  • Accept All UPI Apps
  • No Amount Limits
  • 24×7 Priority Support
Get Started

BUSINESS

₹399/plan

Valid for 3 months

  • 0% Transaction Fee
  • Realtime UPI Settlements
  • Dynamic QR & Intent Pay
  • Accept All UPI Apps
  • No Amount Limits
  • 24×7 Priority Support
Get Started
Loved by Merchants

What our customers say

Join thousands of happy businesses powering their checkout with Bharatsetu.

"

This payment gateway completely transformed our checkout. We saw a 40% jump in conversions within the first month and the support team is genuinely outstanding.

Rahul Sharma
Rahul Sharma
CEO · FashionHub
"

Best decision we made this year. The dashboard is intuitive, settlements are quick, and we cut payment processing costs by nearly 50%. Highly recommended.

Priya Patel
Priya Patel
Founder · OrganicMart
Help Center

Frequently asked questions

Everything you need to know before you go live. Still stuck? Our team is one tap away.

We support UPI (all apps), net banking (150+ banks), credit & debit cards (Visa, Mastercard, RuPay) and digital wallets (Paytm, PhonePe, Mobikwik & more).

Instant! You can start accepting payments immediately after sign-up. Full KYC for withdrawals usually completes within 1–2 business days.

Starting from ₹1.49 per successful UPI transaction. No setup fees, no hidden charges. Volume-based discounts available for high-traffic merchants.

T+1 day for UPI and T+2 for cards. Funds are auto-transferred to your registered bank account every business day.

Yes. Full REST API docs with code samples in PHP, Python, Node.js and Java, plus SDKs and a hosted checkout for zero-code integration.
Get Started Today

Ready to power your payments?

Join 10,000+ businesses growing with Bharatsetu. No setup fees. No commitments.

+ ₹1,499 via Google Pay
Received just now · Settled to Bank